5 RMD Changes Looming With Passage Of SECURE 2.0 Act

This story has been updated to reflect the fact that the SECURE 2.0 provisions were signed into law on Dec. 23rd, 2022, as part of an omnibus budget bill for 2023.

Back when the SECURE Act passed in 2019, I wrote an article for Forbes called the “Why The SECURE Act Makes 2020 The Year of Missed RMDs.” The reality then was that the two biggest and most impactful provisions of the SECURE Act 1.0 were around required minimum distributions (RMDs) from retirement accounts.