Nowadays, you can find many people who call themselves “financial planners” or “retirement advisers.” Unfortunately, there aren’t consistent definitions and professional requirements for these common terms, unlike the situation with professionals such as doctors, dentists, accountants, or lawers.
Another problem is that many people confuse investment advice with retirement planning. While investing can be an important part of your retirement plan, there are other decisions you’ll need to make that don’t involve investing, yet can have a greater impact on your retirement security.
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