Your Life Can’t Wait! Learn To Decumulate.

If you’ve never encountered the term “decumulation,” you’re probably asking, “Decumu-what???”

For most of your investing life, you’ve been focused on accumulation investing, building wealth over time by maximizing your investment returns for a given level of risk. You’ve had the luxury of longer time horizons and the ability to weather the consequences of short-term volatility. Detached from spending goals, your portfolio could grow undisturbed, maybe even on autopilot as the years passed.