Venture is over. Fintech is dead. At least that is what the headlines suggest. In reality, there has never been a more exciting time, especially for early stage founders. Fintech’s is only just getting started. So here are my predictions:
#1 — 2023 will be a record year for companies started by repeat fintech founders: this prediction is obvious and incredibly important. How many repeat fintech founders were there in 2010? Trick question! Fintech wasn’t even a term until around 2014. Today, there are hundreds and hundreds of repeat founders who know more about the fintech ecosystem than ever before and are uniquely equipped to start category defining companies. They know what to build, how to build it and who to hire. Given that digital penetration in financial services is still in the single digits, that is an amazing recipe for success.
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