Social Security: A Good or Bad Investment?

Over the years there has been the debate on whether privatizing Social Security is a good idea. Back in 2005, former President George W. Bush was presenting the idea of partially privatizing Social Security on the basis that people could earn a better investment return in the market thereby solidifying their retirement portfolio. This change would put individuals more in line with people who were investing in 401Ks and IRAs.

There are many pros and cons to this idea. My focus is on the possibility of whether privatization would lead to a better investment return.