The Effect Of Fed Policy Decisions On Mortgage Rates: What Home Buyers Need To Know

Other Forces Help Determine Whether Buyers Pay More Or Less For A Mortgage

Every six weeks or so the financial market is dominated by discussion of whether the Fed will “raise rates” or “cut rates.” What does that mean for the interest rate on my mortgage?

How the Fed Affects Interest Rates

“The Fed” refers to two bodies that come together to set interest rate policy: