A Provocative Prescription For Fixing US Health Insurance

We’ve Got You Covered: Rebooting American Health Care is a study in contrast. On one hand it is a chatty, easily accessible look at the failings of the US health insurance system by two of the nation’s best young health economists. But behind the one-liners and informal presentation, it proposes a highly provocative, radical alternative to our current mess.

Liran Einav of Stanford and Amy Finkelstein of MIT would combine a global health budget with universal, free, basic care for everybody. No application needed. However, people could purchase additional insurance that covers what the basic plan does not, something like what Medicare Supplemental ( M edigap) does today.