The funny thing about retirement math is that numbers rarely lie. The more money you save, the better off you’ll be.
When it comes to 401(k)s, millions of Americans find any number of reasons not to save. Since 401(k)s are voluntary savings plans, you have to deliberately make contributions. For most workers, the days of guaranteed pension contributions and benefits are long gone. For a 401(k)-style plan to work, you need to leave the money alone to compound for decades.
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