3 Strategies To Help Protect Retirees During Stock Market Volatility

If you’re retired, what should you do about recent gyrations in the stock market? During 2024, the S&P 500 gained 25% when you include the return from dividends. In 2025, however, it’s fluctuated significantly due to concerns about a possible recession caused by pending tariffs and layoffs. Depending on which day you checked, the return on the S&P 500 could have been down 5% or more.

Adding to investors’ anxiety are the predictions that the stock market is currently overvalued and is headed for a significant decline in the near future.