As yields have risen from their historic lows, many retirees ask me if they should put all their savings in T-bills. This movement even has a name: T-bill and Chill.
Moving to the safety of U.S. government short-term bonds has an initial appeal for retirees. T-bills are one of the safest Investments in the world. Today, they pay more than a 5% yield, which exceeds the traditional 4% rule for retirement spending.
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